California Discount Auto Insurance - California Discount Car Insurance

California Discount Auto Insurance - Does It Even Exist?

It's about as easy to find as a needle in a haystack. The reason it's so difficult to get is that the person you need to see, the local insurance agent, are trying there best to not have to see you.

You see car insurance has gotten so competitive and the commissions so low that

the local agent just can't afford to spend a lot of time talking about your auto insurance policy. They would love to talk to you about health or home owners insurance because there is money in those policies.

What they do is to put order writers between themselves and the auto insurance customer. Those order writers are friendly, very knowledgeable and can do everything the local agent can do except give you that discount auto insurance quote.

But There Is A Way To Get To The Local Agent...

The only way to get to that local agent, unless their your relative is to:

Put your zip code in the get quote box either above or below and click get quote.
By using this system the local agent knows immediately that your shopping for a discount rate, that other competing local agents also received a quote request from you.
These local agents don't mind losing to someone they don't know but, they absolutely hate to lose to their local competition who, chances are, they will be seeing at the local chamber meeting or maybe even playing golf with this week. The result is that they will do all within there power to get you the best California discount auto insurance quote they can even if it means cutting there profit.
That agent also knows that often the person asking for the quote will be so surprise at the quotes they receive that they will take the first quote they receive so the agent will get that quote request back to you as fast as they can.
At this point all you need to do is to sit back, relax and wait for those discounted quotes to come to you.

I suppose there are other way to get to the local agent such as demanding to see the local agent but somehow I can't imagine them wanting to give you a discount at that point.

If you really want that California discount auto insurance then put your zip code in the box below, fill out all the quote request you can (the more you fill out the better your results will be. Put in your zip code now!

Often we get asked "What amount of Liability should I carry". That not an easy question to answer because the liability laws are different in each state. To help you answer that question we have put together this chart that shows California's requirements, what's offered and the average amount that Californians choose.

Coverage	State Requirements	Most Common
Bodily Injury Liability	15,000/30,000	100,000/300,000
Property Damage Liability	5,000	100,000
Uninsured Motorist Bodily Injury	Not Required	100,000/300,000
Medical Payment	Not Required	5,000
Collision	Not Required	500 Deductible
Comprehensive	Not Required	250 Deductible

Have questions about California auto insurance laws? Visit the California Department Of Insurance.

Home page of the California Department Of Insurance

Consumer Hot line:
1-800-927-4357

For the latest Happenings visit the California Department of Insurance Blog page

Information on California's Low Cost Auto Insurance Program

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